Kaizen Capsules

To say that 2018 was a year of ups and downs would be an understatement!  Here is a look at where we started and how we ended the year along with the details on what

THE MAJOR THEMES OF 2018

Summary of this week’s letter:

• Volatility is up and likely to persist
• Market downturns are frequent and common
• How we invest to weather all market conditions
• Reiterating the case for international exposure

Volatility Continues

For those of you interested in the details of the economy, here’s November’s monthly economic report.

November recap:

The I.R.S. just increased the annual contribution limits on IRAs, 401(k)s, and other widely used retirement plan accounts for 2019. Here is a quick look at the changes.

For those of you interested in the details of the economy, here's November’s monthly economic report.

Oct recap:

In this Q3 recap:

• Trade Disputes Continue
• U.S. stocks rise over 7%
• Foreign investors worry about tariffs
• Wages rise and unemployment declines

THE QUARTER IN BRIEF

For those of you interested in the details of the economy, here's October’s monthly economic report.