Kaizen Capsules

Summary of this week’s letter:

• Volatility is up and likely to persist
• Market downturns are frequent and common
• How we invest to weather all market conditions
• Reiterating the case for international exposure

Volatility Continues

For those of you interested in the details of the economy, here’s November’s monthly economic report.

November recap:

The I.R.S. just increased the annual contribution limits on IRAs, 401(k)s, and other widely used retirement plan accounts for 2019. Here is a quick look at the changes.

For those of you interested in the details of the economy, here's November’s monthly economic report.

Oct recap:

In this Q3 recap:

• Trade Disputes Continue
• U.S. stocks rise over 7%
• Foreign investors worry about tariffs
• Wages rise and unemployment declines

THE QUARTER IN BRIEF

For those of you interested in the details of the economy, here's October’s monthly economic report.

Fewer taxpayers are itemizing in the wake of federal tax reforms. You may be one of them, and you may be wondering how many receipts, forms, and records you need to hold onto for the future. Is it okay to shred more of them? Maybe not.