Kaizen Capsules

Are you marrying soon? Have you recently married? As you begin your life together, it is important for you to start planning your financial future together and putting your finances on the same page. Here are some priorities you might want to write down on your financial to-do list.

THE QUARTER IN BRIEF

Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William Blake, “the price of experience.

Friday, June 9 quietly marked an historic day in the financial services world.  On that date, non-fiduciary financial advisors will now be required to forego any sales agenda and give advice that would benefit their clients or customers—or, if they decide otherwise, to explain how and why they intend to give advice that instead primarily benefits themselves and their brokerage compan

Q1 2017 provided the highest returns for large cap stocks since 2013.  In addition, other asset classes performed well.  The only two laggards were bonds which were barely up for the quarter and commodities which lost 5% after a good 2016.   One has to wonder, are we at the late stages of a bull market or will we keep limping along in a low growth environment?

Giving to a charity is easy, right?  You write a check and send it off to your favorite 501(c)(3) organization, and get a full deduction for the amount on your tax return, up to 50% of your adjusted gross income.

Last week the U.S. Federal Reserve Board’s Open Market Committee just raised the Fed Funds rate from 0.75% to 1.00%—the second rate hike in three months.  So what should you do with your investment portfolio in light of this change?

Nothing.